Aurora Healthcare - Private Treatment Funding Options

Getting stressed or anxious about how you will pay for your healthcare is the last thing you need at a time when your wellbeing is paramount.

We work with key partners to simplify the process of funding both Specialist Gynaecology and Fertility treatments, to ease this burden.

Aurora Healthcare provides the following funding options for gynaecological operations:

  • Insurance Company Funding (insured patients)
  • Prepayment Plan (uninsured patients)
  • Chrysalis Finance Low-Cost Payment Plan

We would be happy to discuss the details with you.


Insurance Company Funding (insured patients)

Aurora Healthcare is recognised by major health insurance companies in the UK and is pleased to accept clients with such policies for gynaecological investigations and treatment (including surgery). Clients might need to pay a shortfall for their operations, depending on the type of insurance policy they have and the procedure undertaken; we will advise if this is likely to be the case. 


Prepayment Plan (uninsured patients)

Clients have the option to fund their gynaecological operations themselves by lump sum payments, via bank transfer or credit card. Aurora Healthcare provides comprehensive packages that cover all aspects of the treatment and means clients would not be exposed to additional charges from the hospital.


Chrysalis Finance Low-Cost Payment Plans

Aurora Healthcare has partnered with Chrysalis Finance (regulated by the FSA) to provide low-cost gynaecological surgery payment plans, to assist clients in spreading out the cost of their treatment to make it manageable. The process for this is explained below:

How much can I borrow?

You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply.

How do I apply?

You will need to complete a simple, online credit application, which one of our staff can help you with. Most applications are approved straight away, so that you can go ahead with making arrangements for the treatment you require.

How much will I pay?

With the low-cost plan, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and a deposit is not necessary!

Examples of the monthly repayments are shown below:

Treatment cost








Amount of credit




Term of loan

12 months

24 months

36 months

Representative APR




Monthly repayment




Total amount repaid




How do I make the repayments?

Monthly payments are collected by Direct Debit, and are subject to the usual guarantee from your bank.


Who is the credit provider?

We work with two reputable companies to bring finance to our patients: Chrysalis Finance Ltd is our credit broker and Shawbrook Bank Ltd is the credit provider.

Aurora Healthcare offers the following fertility treatment funding options:

  • Prepayment Plan
  • Assured Fertility Plan (100% money back guarantee)
  • Aurora Premium Plan (50% money back guarantee)

Details can be discussed in your initial consultation.


Prepayment Plan

You simply pay for your fertility treatment upfront, so you know that everything is taken care of. The main features of this plan are detailed below:

  • Aurora Healthcare would always provide you with a contract that breaks down all elements of your care so that you fully understand what you’re paying for
  • Payment is requested in full before treatment commences
  • Should your treatment be cancelled for any reason, any unused paid funds are returned to you


Assured Fertility Plan

This plan is provided exclusively by Assured Fertility and administered by Aurora Healthcare. The main features of this plan are detailed below:

  • The Assured Fertility Plan guarantees 100% of your money back if a pregnancy beyond 28 weeks does not occur
  • Prospective clients have to undergo fertility screening, to enable assessment of their eligibility
  • The plan incorporates a full fresh IVF/ICSI treatment cycle inclusive of drugs, pre-implantation genetic screening of all embryos generated, storage of embryos for up to one year, up to three embryo transfer procedures, counselling, and all processes involved in IVF/ICSI
  • Payment for the plan can be made by the client (as a lump sum) or through an interest-free plan with Assured Fertility (subject to status)
  • Payment is requested in full before treatment commences
  • Should clients wish to stop their treatment and leave the plan for any reason, they will receive a full refund (at prevailing rates) for any treatments/processes which have been paid for, but not yet taken place.


Aurora Premium Plan

This funding option is provided exclusively by Aurora Healthcare and is particularly useful for clients that are ineligible for the Assured Fertility Plan and want the peace of mind of not worrying about additional funds in-between treatment attempts. It offers a 50% money back guarantee. The main features of the plan are detailed below:

  • The Aurora Premium Plan guarantees 50% of money back if a clinical pregnancy is not achieved by plan completion
  • Prospective clients must undergo fertility screening, to enable assessment of their eligibility
  • The plan incorporates up to three full fresh IVF/ICSI treatment cycles inclusive of drugs, storage of embryos for up to 18 months, all embryo transfer procedures, all processes involved in IVF/ICSI, pre-implantation genetic screening (where indicated) and/or use of donor gametes (where indicated), counselling and support
  • Payment for the plan is made by the client (as a lump sum) in full, before treatment commences
  • The client receives a full refund (50%) of the fees paid, should they not achieve a clinical pregnancy on completion of the plan
  • Should clients wish to stop treatment and leave the plan for any reason, they simply pay for any used treatments/processes at prevailing rates and the remaining funds get reimbursed to them


Choosing the right plan for you

Aurora staff are always at hand to help you work out which plan might be best for you as we appreciate that it is sometimes difficult to work this out for yourself. It is imperative that clients undergo basic fertility screening to enable us do this.


What to do next

Getting onto a preferred plan is as simple as speaking to one of us. Please contact our Fertility Finance Plan Administrator on 01625 569 449 or one of the Aurora Healthcare staff on 01625 617 316 to discuss your preferred plan option.

contact a funding advisor